What’s the Difference Between COLI and Key Person Insurance?
Fundamental Differences in Purpose and Structure When business owners evaluate protection strategies for their leadership teams, they often encounter two distinct solutions: corporate-owned life insurance (COLI) and…
High-Value Employee Coverage for Biotech and Healthcare Leadership Roles
Understanding the Critical Need for High-Value Employee Coverage in Life Sciences The biotechnology and healthcare sectors face unique challenges when it comes to protecting their most valuable…
Business Succession Insurance Plans: Why They Matter in a Founder’s Exit
The Founder’s Dilemma: Protecting Business Value During Transition Every founder eventually faces the complex challenge of transitioning out of their business, whether through retirement, sale, or unforeseen…
Key Person Insurance Requirements for SBA Loans and Bank Financing
The Critical Role of Key Person Insurance in Business Financing When seeking SBA loans or traditional bank financing, most business owners focus on credit scores and financial…
How Corporate-Owned Life Insurance (COLI) Works for Retention & Tax Planning
The Dual Power of COLI: Retention Vehicle and Tax-Advantaged Asset Corporate-owned life insurance (COLI) has emerged as one of the most sophisticated tools in corporate finance, simultaneously…
Why Every Tech Startup Needs Key Person Insurance in 2025 to Attract Investors
The Critical Role of Key Person Protection in Startup Valuation In the competitive tech startup ecosystem of 2025, key person insurance has transitioned from optional safeguard to…